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Business Interruption Insurance in Kansas City, MO
Your business and its customers rely on smooth and dependable operations. Even slight delays or disruptions can have far-reaching financial and reputational ramifications. With these stakes in mind, responsible organizations should prioritize business interruption insurance.
What Is Business Interruption Insurance?
Also known as business income insurance, these policies may play a critical role in helping your company absorb the consequences of interruptions in normal operations. For example, if your business’s premises are damaged by a fire or severe weather or key equipment malfunctions, you may call upon your business interruption insurance to render financial aid and help you weather these difficult times.
What Does Business Interruption Insurance Cover?
Business interruption insurance can provide financial assistance for many losses and expenses following a disruption of typical functions, including the following:
- Lost revenue
- Mortgage, rent or lease payments
- Employee payroll
- Costs for relocating to a temporary location
- Taxes
- Loan payments
- Additional expenses (e.g., costs related to training employees to use new equipment)
Where Can I Get Business Interruption Insurance?
Business interruption insurance may be available as an endorsement on your commercial property insurance policy, as part of a business owners policy or as standalone coverage. A qualified insurance professional, such as those at Auto Insurance Discounters in Kansas City, Missouri, can help you find and secure ideal coverage. Contact us today to learn more.
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