Stop Paying Too Much for Insurance

people agreeing to car saleA pre-owned car can be a great investment when your budget isn’t ready for a brand new vehicle.

However, buying a pre-owned car comes with its own risks and responsibilities. You should consider many factors like price, quality and the car’s history. It is important to remember that your pre-owned car is exactly that, pre-owned.

If you don’t understand the condition of your pre-owned car, you could face other risks. If you don’t make sure that your used car is in good working order, then you may raise your risk of auto incidents.

Exposing your car to more risk could mean higher insurance rates. You may even have a hard time insuring your car because you don’t know the full history of a used car.

Take these steps before purchasing a used car to make sure that your used car is safe to operate.

Research Reputable Dealers

It is always a good idea to purchase a car from a reliable source. Other than family and trusted friends, the best places to buy used cars is from trusted used car dealers. This reduces your risks of price and sales scams.

Let’s be clear, not every lone seller is trying to sell you a bad car. However, by going to a dealer, you are likely to have a comprehensive history on the car. You will also interact with someone who can likely direct you on local rules like title transfers and insurance limits.

Know the Car’s History

When buying a pre-owned car, you have a right to know the car’s history.

Vehicle History Reports can include title information from multiple DMVs, insurance filings and even salvage reports. You can get valuable information in these reports that can expose risks you need to be aware of.

Often, you can buy a Certified Pre-Owned car. These cars often meet dealer or maker specifications for quality. A CPO certification adds a further level of security when buying a used car. You can find vehicle history reports from dealers and online. If you buy from a relative or lone dealer, always request that they tell you everything they know about the history.

Have the Car Inspected

Have the vehicle inspected by a reputable service before buying. If you have the car inspected you could save yourself a lot of trouble down the road. You might even stop yourself from making a bad purchase.

A car that isn’t in the best order might bring higher risks, repairs, and insurance costs later.

Buying a pre-owned car takes a lot of research, and you should always take steps to ensure that the car is in good working order. You also need to ensure that you have proper insurance.

Do you have suggestions for people buying a used car? Comment below and let us know.
Posted 3:29 PM

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4 Comments

Taylor Bishop said...
I never took into account that you could use vehicle history reports to learn more about a cars history. Not only is it a great way to see if youre getting the value of the car, but I think it would be interesting to see the cars history and what its been through. Youll never know until you research it. http://youngautomotive.com/used-inventory/index.htm
WEDNESDAY, JULY 05 2017 9:05 AM
Barbera Peters said...
My dad promised me that if I got my college grades up he would buy me a used car. I want to make sure that I can get the best car possible since this is my first time looking at cars. This article really helped me understand what I want from a car before even looking at them. When you mentioned deciding deal breakers ahead of time, I was surprised. I never would have thought about what brands I did and didnt want. Thanks for the great advice, I will be sure to show this to my dad.
WEDNESDAY, JULY 12 2017 12:48 PM
Laura Parker said...
One of the things I would like to suggest to people who are buying used car is to do a pre-purchase inspection by a trusted mechanic before buying the car. In this way they would get to know what will be the cost of repairing the faulty parts & is the car worth buying. For further information go through http://germanautospecialist.net/.
THURSDAY, NOVEMBER 16 2017 3:22 AM
Derek Dewitt said...
My wife and I want to buy a used car soon, so thanks for sharing this. I like your point about getting the car inspected first. Ill be sure to do this so I know I wont need to make expensive repairs later. https://www.woodysanderford.com/used-inventory/index.htm
TUESDAY, AUGUST 14 2018 6:16 AM

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