The average cost of full coverage auto insurance in Lenexa, Kansas is about $166.58 a month ($1,999 a year).

A full coverage car insurance policy in Lenexa, KS includes:

• Comprehensive Coverage: This covers damage or loss to the vehicle due to fire, wind, hail, falling objects, theft and vandalism.
• Collision Coverage: This covers damage or loss to the vehicle due to a collision with another vehicle or object.
• Liability: This covers bodily injury and property damage the driver may cause while operating the insured vehicle.
• Personal Injury Protection: This coverage — known as PIP — covers medical expenses for the driver and their passengers after an accident.
• Uninsured/Underinsured Motorist Coverage: This coverage compensates for damages that occur in an accident with a driver not carrying insurance.

Kansas requires drivers in all cities to carry at least:

• $25,000 in bodily injury liability per person
• $50,000 in bodily injury liability per accident
• $25,000 in property damage liability
• $25,000 in uninsured motorist bodily injury per person
• $50,000 in uninsured motorist bodily injury per accident

Car insurance is based on a variety of factors, including your location. Areas with a low crime rate may see lower car insurance premiums while areas with a lot of environmental disasters see higher premiums. Other factors that can influence the cost of your car insurance are:
• Age
• Gender
• Credit score
• Driving record
• Type and value of the vehicle