{"id":1013,"date":"2023-08-14T07:51:00","date_gmt":"2023-08-14T12:51:00","guid":{"rendered":"https:\/\/auto-ins-discounters.six.zysites.com\/blog\/why-a-dui-may-drive-up-your-insurance-costs\/"},"modified":"2025-10-29T10:49:18","modified_gmt":"2025-10-29T15:49:18","slug":"why-a-dui-may-drive-up-your-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.autoinsdiscounters.com\/es\/sin-categorizar\/why-a-dui-may-drive-up-your-insurance-costs\/","title":{"rendered":"Why a DUI May Drive Up Your Insurance Costs"},"content":{"rendered":"

DUI charges can cause a driver’s insurance costs to go up. However, many drivers may not understand why this is the case.  <\/span><\/p>\n

Though insurance penalties and lawful penalties differ, they still are often quite interconnected. <\/span>
\n<\/span>
\nUnderstanding Your DUI Risks in the Eyes of Insurers <\/strong><\/span>
\nAuto insurers use the risks presented by drivers to determine policy rates. For example, age, location, gender and experience may all determine policy prices. A policyholder’s driving record almost universally plays a role in determining premiums. \"police<\/span><\/p>\n

Drivers with a lot of accidents, tickets or other driving charges often represent higher risks to insurers. On paper, these drivers represent a higher chance of filing a claim and forcing insurers to have to pay. The insurer therefore assumes a higher cost risk by covering the policyholder. So, they might increase premium prices on these high-risk drivers. <\/span>
\n<\/span>
\nDUIs represent impairment while driving. They prove risk of harm to the affected driver, passengers and countless others on the road. Therefore, an insurer may not be able to issue a policy for the driver at standard rates. A DUI charge may drive the policyholder’s insurance costs up. <\/span><\/p>\n

Yet, some drivers face more insurance penalties than just higher prices when they get a DUI. <\/span><\/p>\n

DUIs Might Lead to Policy Cancellation <\/strong><\/span>
\nBecause DUIs represent a very high cost risk, the cost may become too great for some companies. Certain insurers terminate policies for those who carry DUI charges. A gap in coverage also represents risk in the eyes of many insurance companies. So, it may be harder for DUI recipients to get new coverage following a policy lapse. <\/span>
\n<\/span>
\nAlso, a DUI recipient’s existing auto policy may not be adequate for their driving risks. This might mandate that the driver research new a new policy with higher coverage limits. This could lead to an increase in prices. <\/span><\/p>\n

Do you need insurance that addresses your DUI risks? Let us help Call Auto Insurance Discounters at 866.288.6545 for a fast, free insurance SR-22 quote<\/a>. <\/span> <\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

DUI charges can cause a driver’s insurance costs to go up. However, many drivers may not understand why this is […]<\/p>\n","protected":false},"author":69,"featured_media":1014,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_analytify_skip_tracking":false,"footnotes":""},"categories":[],"tags":[20],"class_list":["post-1013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-sr-22-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/posts\/1013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/comments?post=1013"}],"version-history":[{"count":0,"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/posts\/1013\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/media\/1014"}],"wp:attachment":[{"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/media?parent=1013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/categories?post=1013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.autoinsdiscounters.com\/es\/wp-json\/wp\/v2\/tags?post=1013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}