{"id":1334,"date":"2017-01-26T00:33:00","date_gmt":"2017-01-26T06:33:00","guid":{"rendered":"https:\/\/auto-ins-discounters.six.zysites.com\/blog\/when-is-an-employer-negligent-for-an-employees-car-wreck\/"},"modified":"2025-10-29T10:54:22","modified_gmt":"2025-10-29T15:54:22","slug":"when-is-an-employer-negligent-for-an-employees-car-wreck","status":"publish","type":"post","link":"https:\/\/www.autoinsdiscounters.com\/es\/sin-categorizar\/when-is-an-employer-negligent-for-an-employees-car-wreck\/","title":{"rendered":"When is An Employer Negligent for an Employees Car Wreck?"},"content":{"rendered":"

\"CarWhen one of your employees drives on behalf of your business, there is always the risk of a wreck occurring. Whether you employ professional drivers or send an employee to the store, the company’s risks go up.<\/span><\/p>\n

Car accidents that occur during business operations are usually covered by commercial auto insurance. Commercial auto insurance can cover both employee-owned and business-owned vehicles. These policies generally don’t cover employees when they operate personal cars for personal reasons.<\/span><\/p>\n

Commercial auto insurance<\/a> also has different coverage parameters. The amounts of coverage may be higher than regular auto insurance. This provides protection if a business or employee is the responsible party in a wreck.<\/span><\/p>\n

However, many employers wonder when a business is liable for the damages an employee driver causes. Shouldn’t drivers always be the liable party? After all, the employee was behind the wheel.<\/span><\/p>\n

Not necessarily so. Employees and company vehicles are representatives of your business. Because a representative of the business was responsible for the wreck, a victim may sue or request that the company’s insurance cover their damages.<\/span><\/p>\n

There are several instances where a business’ practices make it liable for accident damages. Many of these cases involve employer negligence.<\/span><\/p>\n