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Auto Insurance Discounters Blog: insurance

View the latest blog posts from Auto Insurance Discounters.

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Thursday, December 16, 2021

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Monday, November 29, 2021

Keeping Your Commercial Auto Insurance Costs Affordable

Businesses that own or operate vehicles need commercial auto insurance; there’s no way around it. It will be there to help you protect your company from significant financial losses when unexpected, unavoidable issues arise involving your vehicle(s).   READ MORE >>

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Wednesday, November 17, 2021

I had a wreck. Why did I get an SR-22 penalty?

No one wants to have a car wreck, but let’s face it, everyone makes mistakes from time to time that could lead to accidents. In the unfortunate event that your mistake leads to a crash, there could be a lot of costly losses that might result, particularly if the accident is your fault.  READ MORE >>

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Wednesday, October 27, 2021

The Charges that Might Lead to SR-22s—And how to avoid them.

The law expects you to be a safe driver. By doing so, you’re not just keeping yourself safe, you’re doing a public service. Driving means you interact with others and their cars. If you don’t drive safely, you put many people—other drivers, pedestrians and passengers—in danger. READ MORE >>

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Friday, October 15, 2021

How Driving Offenses Impact Your Driving Record

If you get a ticket or lose your driver’s license, this isn’t the end of the road. Other driving penalties might follow, and they might hang around for years. As they accumulate, they could raise your auto insurance rates. Why does this occur? What can you do to avoid such penalties?  READ MORE >>

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Thursday, September 16, 2021

Why You Need Motorcycle Insurance

When determining whether you need motorcycle insurance, a major factor in your decision should be the state in which you have registered your motorcycle. Laws in 47 states require that bikers carry insurance for their motorcycle. The only states that don't have this law are Florida, Washington, and Montana. READ MORE >>

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Thursday, September 9, 2021

COVID’s Affect on Your Car Insurance

The world right now is very different from the world we’re used to with COVID, social distancing, quarantining and more. While you’re staying inside to try and stay safe, there may be unexpected changes to your car insurance policy.  Shopping for Insurance in a Pandemic  READ MORE >>

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Monday, August 30, 2021

Improving Your Driving Record on Your Bike

If you ride a motorcycle, you operate a motor vehicle. The law holds you to the same standards as any other driver. Indeed, because you have a motorcycle, you might even find those laws more stringent in places. Those who make driving mistakes will have to pay for them, and the penalties might prove steep. READ MORE >>

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Wednesday, August 25, 2021

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance is required any business that owns or uses vehicles for work purposes. This insurance is often associated with company vehicles and fleets, but what about employee vehicles?  If your employees often use their personal vehicles for work purposes, you may need extra coverage on your commercial auto insurance policy. READ MORE >>

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Saturday, July 31, 2021

Does My Commercial Auto Insurance Have Deductibles?

Your commercial auto policy will have coverage limits tailored to the needs of your business. Furthermore, your policy will address your unique risks and needs as a driver. Therefore, your personal cost burdens will vary. However, one personal cost that you will almost always have to pay is your coverage deductible. READ MORE >>

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