Stop Paying Too Much for Insurance

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto Insurance Information

Kansas City Auto Insurance

Also Serving St. Louis, Springfield, Wichita & other areas in Missouri, Kansas, Oklahoma & Texas

If you drive, you need auto insurance. Not only is it the law, but going without coverage could also put you in harm’s way should your vehicle get damaged in an accident or act of God. The costs related to these incidents could skyrocket, leaving you without the means to pay for them. This is where an effective policy can help.

Since 2001, Auto Insurance Discounters has helped drivers throughout Missouri, Kansas, Oklahoma and Texas get the car insurance they need. You can get coverage whether you live in St. Louis, Kansas City, Tulsa, or anywhere in between.

Are you ready to get covered? Let us be your agency of choice. We want to help you find the right policy. Get started today!

Getting the Correct Policy

You face plenty of risks on the road. You could be involved in an accident that injures yourself or others, or damages your vehicle. Should this happen, you’re likely going to face some financial ramifications. Auto insurance can help you cover costs associated with accidents without putting a large dent in your wallet. You agree to pay the premium and deductible specified in your coverage. In exchange, your insurance company will agree to cover losses as defined in your policy.

At Auto Insurance Discounters, we understand that each driver needs unique coverage to address the risks they face on the road. Therefore, we will work with you to determine your coverage needs.

First, we will make sure your policy complies with all insurance laws established by your state. Each state requires its drivers to carry minimum levels of auto coverage, which generally includes liability insurance. We will also help you determine how to expand your coverage beyond the required minimums. This is critical, as many drivers need coverage beyond just the required levels.

To build an effective policy, most drivers carry:

  • Collision Coverage: This coverage helps pay for repairs or replacement of your vehicle following a wreck.
  • Comprehensive Coverage: Incidents such as theft, fire, vandalism, weather or other hazards could damage your car. This protection can help you repair damage like these.
  • Liability Coverage: You may have a legal responsibility, as a result of injuries or property damage stemming from an accident. In such cases, this coverage can help.

You may also benefit from medical payments coverage, roadside assistance or other elements of coverage that your policy might make available. We will help you determine how to structure your coverage so that it is specific to your needs. And we’ll assess the risks of specialty drivers. If you need RV, motorcycle or SR-22 coverage, we can help you get the coverage you need.

We are ready to help you get an affordable insurance policy. Call us today at (866) 688-6545 for a free car insurance quote.

Additional Resources:

Roadside Assistance

  • Hartford
  • Traders
  • Progressive
  • Travelers
  • Key Insurance
  • Cornerstone Group
  • GuideOne
  • Nationwide