What Is Non-standard Auto Insurance?
Non-standard auto insurance can help provide appropriate coverage for drivers who may have difficulty getting insurance through traditional insurers. It is specifically designed to accommodate individuals with unique circumstances that classify them as higher risk. These circumstances can include factors such as a history of accidents, traffic violations, lack of prior insurance or even driving a non-standard vehicle.
Contact Auto Insurance Discounters today. Our agents work with multiple insurers specializing in providing appropriate coverage to drivers who don’t qualify for standard auto insurance coverage.
Who Needs Non-standard Auto Insurance?
Non-standard auto insurance is crucial for drivers who can’t get standard insurance because insurers classify them as high risk.
Most commonly, drivers with DUI convictions, numerous traffic violations, or multiple at-fault accidents, may be classified as high-risk.
For these drivers, non-standard auto insurance provides an option to ensure compliance with state legal requirements.
How Is Non-standard Auto Insurance Different From Standard Auto Insurance?
Non-standard insurers may accommodate drivers with challenging histories or unique vehicle needs that may not meet standard insurance criteria.
Premiums for non-standard auto insurance are typically higher than standard insurance due to the risk associated with insuring higher-risk drivers. The cost reflects the insurer's assessment of potential claims based on driving history.
How to Get Non-standard Auto Insurance in Independence, MO
Missouri drivers who need non-standard auto insurance should contact Auto Insurance Discounters in Independence, Missouri. Our agents can help you explore your auto insurance options to find coverage to meet your needs at favorable rates.