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Home > Comprehensive Insurance | Kansas City & Independence MO | Auto Insurance Discounters

Comprehensive Insurance in Kansas City and Independence, Missouri

 

Comprehensive Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Comprehensive Insurance Quote

Comprehensive Insurance Information

You might not realize it, but your car might face damage risks even when you are not driving. A tree might fall on it during a storm, a sudden fire could break out when you turn on the ignition, or someone might steal or vandalize it. These could be costly and inconvenient losses. That’s why car insurance policies can often pay for your recovery costs. If the policy contains comprehensive auto coverage, then you’ll have a way to address the cost of repairing or replacing your car following non-accident hazards.

Some people think comprehensive coverage is an unnecessary expense to add to an auto policy. Yet, it’s critical coverage for almost any driver, particularly those with new or financed vehicles. Auto Insurance Discounters can help you gain this essential protection without losing a lot of money. Keep reading to learn more, give us a call at 866.288.6545 or get a quote now on coverage of your choice.


Common Comprehensive Insurance Questions

 

What Does Comprehensive Auto Insurance Cover? 
Comprehensive auto insurance helps pay for costly repairs and replacement costs. This protection might include coverage for the following: 

  • Explosions
  • Falling objects, like a tree branch or tree
  • Fires
  • Striking an animal
  • Natural disasters (e.g., earthquakes, hurricanes, tornadoes) 
  • Riots and vandalism
  • Severe weather such as flooding, hail or lightning
  • Vehicle theft
  • Windshield or any vehicle glass damage 

Comprehensive auto insurance typically doesn’t cover:  
  • Damage to your vehicle from a collision.
  • Damage to another person’s vehicle from a collision.
  • Legal fees.
  • Lost income for you or your passengers you’re unable to work after an accident.
  • Medical expenses.
  • Property stolen from your vehicle. 

Is Comprehensive Coverage Required? 
Comprehensive auto coverage is usually an optional coverage, but if you lease or finance your vehicle, your lender may require that you have it.  

What Is the Difference Between Collision and Comprehensive Coverage? 
Collision coverage pays for damage to your vehicle resulting from impact with an object, such as a mailbox, guardrail or telephone pole. This coverage also typically covers damage caused by potholes. 

Both collision and comprehensive auto insurance protect your vehicle, but they offer different protections. While collision insurance helps cover auto accidents, comprehensive insurance provides more physical protection, paying for unforeseen damages, such as those detailed above. 

Protection Whenever You Need It 
To learn more about comprehensive coverage, call Auto Insurance Discounters at 866-288-6545. We serve customers across Missouri and Kansas and can help you with your auto insurance needs. 

 

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Independence, MO
1312 South Noland Rd. | Independence, MO 64055 | 816.252.2255
Kansas City, MO
1151 Cleaver II Blvd. | Kansas City, MO 64110 | 816.822.7722
Kansas City, KS
4038 State Ave. | Kansas City, KS 66102 | 913.371.2255
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