Kansas City Rental Car Insurance
Rental Car Insurance Quote Forms
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Rental Car Insurance Information
When renting a car, the rental car agency may offer you rental car insurance coverage options. This coverage can include several types of insurance, each designed to protect you and the rental car differently. Contact Auto Insurance Discounters to learn more about rental car insurance options and get a personalized quote.
What Is Rental Car Insurance?
Rental car insurance may provide several coverages, including the following:
Do I Need Rental Car Insurance?
In many cases, rental car insurance is unnecessary, as your personal auto insurance policy may already provide coverage for rental cars. However, it’s essential to review your auto coverage to ensure you have adequate protection in the event of an accident.
There may be situations where adding rental car insurance is worthwhile, such as if you are traveling internationally or renting a luxury or expensive car. In these cases, it’s important to review the rental car insurance options carefully to ensure you get the coverage you need at a reasonable price.
- Liability insurance may help cover damages or injuries you cause while driving the rental car.
- Loss-damage waiver, or collision damage waiver, may release you from responsibility for damage to the rental car, including vandalism and theft.
- Personal accident insurance may help protect you and your passengers from the financial effects of injuries that occur while driving the rental car.
- Personal effects insurance may help cover personal belongings stolen from the rental car.
Does My Auto Insurance Cover Rental Cars?
Many personal auto insurance policies provide rental car coverage with the same coverage limits and deductibles as your personal vehicle. Be sure to review your policy and understand any restrictions or exclusions to rental car coverage.
Contact Auto Insurance Discounters in Kansas City and Independence, Missouri, and Kansas City, Kansas, to get appropriate rental car insurance for your situation.