Commercial Property Insurance
Commercial Property Insurance Quote Forms
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Commercial Property Insurance Information
Nearly every business relies on physical assets. Your business assets may vary from electronics, furniture and vehicles to the building your company operates in. Commercial property insurance can help reimburse you for damages if your business’s physical assets are damaged or destroyed.
We’re here to help you find the best business insurance coverage. Contact Auto Insurance Discounters for more information. We serve Kansas City and Independence, Missouri, and Kansas City, Kansas.
What Is Commercial Property Insurance?
A commercial property insurance policy can help protect the equipment and tools you use to operate your business. It can also help pay for damage to the rented or owned building where you run your business. Commercial property insurance is often bundled with other types of business insurance, such as commercial general liability insurance.
What Does Commercial Property Insurance Cover?
Your commercial property insurance policy may provide the following coverages:
Who Needs Commercial Property Insurance?
Most mortgage lenders will require commercial property insurance to give you a loan to protect their investment in your property. If you lease or rent the building space where your business operates, your landlord may require proof of commercial property insurance as a requisite for a lease. Even when commercial property insurance is not required, it may be a good idea to help protect your business from out-of-pocket costs.
- Building contents coverage may help cover losses to physical property on or near your business premises that are essential to your business. The following are examples:
- Raw materials
- Business income and extra expense coverage may help pay for lost income if your business property is destroyed or ceases operations due to covered property damage. It may also help pay for extra expenses to get your business running again (e.g., relocation costs).
- Buildings and structural coverage may help pay for repairs or replacements if the physical property your business owns or leases is damaged or destroyed.
- Property of others coverage may help pay for damage to other people’s property in your care or custody (e.g., if you work on customers’ cars).
Where Do I Buy Commercial Property Insurance?
We’re here to help you navigate your business risks. Contact Auto Insurance Discounters to learn more about our commercial property insurance coverage and to get started with an insurance quote.