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SR-22 Insurance


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SR-22 Insurance Information

Kansas City SR-22 Insurance

Also Serving St. Louis, Springfield, Wichita & other areas in Missouri, Kansas, Oklahoma & Texas

If you're deemed to be a "high-risk" driver by the state you're licensed in, you'll likely be required to get SR-22 insurance. This is essentially an endorsement by the state that allows you to get an insurance policy that covers your enhanced risk level (based on the events in your driving history that led to the SR-22 designation).

If you find yourself in this situation, don't despair. As an independent agency, Auto Insurance Discounters has access to a wide variety of SR-22 coverage options to meet your specific needs. Get started today!

What Is An SR-22?

An SR-22 is an insurance document that shows proof of financial responsibility and verification of auto liability coverage. The DMV may require you to provide an SR-22 in addition to your car insurance if you drive under the influence of a drug or alcohol, drive without proper insurance, are a habitual traffic offender, or are involved in a motor vehicle accident.

How Does An SR-22 Affect You?

An SR-22 must be carried for a designated time period, depending on the severity of your violations. Most offenders can expect to have an SR-22 for up to three years. During this time, you must maintain continuous liability coverage. Any break in coverage will be reported to the state, resulting in the suspension of your license. On top of securing adequate insurance, drivers with an SR-22 status should adhere to traffic laws and refrain from driving after alcohol consumption. After the proper fulfillment of this time period, a driver’s SR-22 status will expire, and driving privileges will be restored.

How Much Does An SR-22 Cost?

The cost of premiums varies depending on the severity of your violations. Minor offenses, such as neglecting to pay a parking ticket, are often paired with more affordable policies. However, major offenses, such as drinking under the influence, are more likely to raise your premiums. Call Auto Insurance Discounters today at (866) 288-6545 or request a free SR-22 insurance quote on our website.

What If I Have Other SR-22 Questions?

We have answers to several other SR-22 Insurance questions on our Frequently Asked Questions page.

What About State-Specific Requirements?

We've got answers for that too. Here's more information on SR-22 Insurance in:

Additional Resources

  • Hartford
  • Traders
  • Progressive
  • Travelers
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  • GuideOne
  • Nationwide