Stop Paying Too Much for Insurance

Welcome to Auto Insurance Discounters:
Kansas City Auto, SR-22 & Motorcycle Insurance

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Kansas City covers two states and is a major metropolitan center in the heart of America. When hitting the road in this busy area, you need the correct auto insurance.

Look no further than Auto Insurance Discounters. We can help you get a policy that addresses risks specific to your vehicle and location.

Why Choose Us

Since 2001, we’ve helped drivers in Kansas City and greater Kansas and Missouri research and enroll in cost-effective auto policies that meet their needs.

Auto Insurance Discounters is an independent insurance agency. This means we compare policy options from several of the top national insurance companies. As such, we offer options to help you get an affordable yet effective policy.

Our Auto Insurance Options

Both Missouri and Kansas require their drivers to carry minimum liability insurance policies. It is the law in both states.

In Missouri, you must carry:

Liability Coverage:

  • $25,000 coverage per person
  • $50,000 coverage per accident
  • $10,000 property damage coverage

Uninsured/Underinsured Bodily Injury Coverage:

  • $25,000 per person
  • $50,000 per accident

The Kansas requirements are:

Liability Coverage:

  • $25,000 per person
  • $50,000 per accident
  • $25,000 property damage coverage

Uninsured/Underinsured Bodily Injury Coverage:

  • $25,000 per person
  • $50,000 per accident

Personal Injury Protection (PIP) Coverage:

  • $4,500 per person for medical expenses
  • $900 per month for one year for disability/loss of income
  • $25 per day for in-home services
  • $2,000 for funeral, burial or cremation expenses
  • $4,500 for rehabilitation expense
  • Disability/loss of income up to $900 per month for one year
  • In-home services up to $25 per day for one year

Auto insurance should be a part of your budget, but it shouldn’t break the bank. Regardless of which side of the Kansas/Missouri border you live on, Auto Insurance Discounters can help you get a policy that will help you remain street legal and also protect risks you may face. And you’ll still get the best value for your coverage.

Don’t settle for the minimum coverage. Most drivers need higher coverage levels to more adequately protect their risks. One of our agents will help you assess and set appropriate coverage levels for your vehicle and driving risks.

Other Insurance Coverage

We offer far more than just standard car insurance. Every vehicle is unique, and every driver has a unique set of risks. Auto Insurance Discounters can help you get a variety of other policies to better protect your vehicular travels, regardless of type. These may include:

We can provide coverage regardless of your driving history. So, if you have a complicated driving record, don’t let that get you down. While some might worry that a tarnished record will make it difficult to obtain auto insurance, we will help you find an adequate policy to meet your needs. And we can make sure you still pay a reasonable, fair price for your coverage.

We Offer SR-22 Certificates

Besides insurance policies, we also offer SR-22 options for drivers in Missouri. SR-22 certificates are not insurance policies. They are forms that verify for the state authorities that you have active auto insurance.

You might have to get this certificate following any number of driving violations. If you have one, you’ll also be required to keep it active for a couple of years. Our team will establish the correct coverage that meets state SR-22 requirements. That way, you won’t have to worry about driving without the right qualifications.

Get Started Today

Since you have to carry coverage, why shouldn’t getting it be convenient? Let Auto Insurance Discounters make your experience getting auto insurance a seamless one.

Kansas City, contact us today to find out more about the policies we offer.

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