Stop Paying Too Much for Insurance

Welcome to Auto Insurance Discounters:
Kansas City Auto, SR-22 & Motorcycle Insurance

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When you visit Kansas City, you’ll feel a lot of connection with America’s heartland. It’s famous for jazz and blues, barbecue and pioneer history. It’s a significant tourist destination, not to mention a commercial crossroads on the Kansas and Missouri rivers.

Factors like these have given rise to a significant traffic infrastructure system. Therefore, higher driving risks often threaten the area. All Kansas City drivers thus need to protect themselves with adequate car insurance. Let Auto Insurance Discounters help you get covered.

Why Choose Us

Every driver needs a unique car insurance policy. That’s because you, your vehicle and your driving habits come with specific cost risks attached. If you don’t have the right policy, therefore, you might not have the right security behind the wheel. With appropriate coverage, however, you’ll be able to pay for certain vehicle mishaps and protect the value of your car.

By working with Auto Insurance Discounters, you can eliminate uncertainty you might feel regarding the nature and cost of your policy. We can help you choose the coverage that suits your needs for both protection and affordability.

Our Auto Insurance Options

Car insurance can contain many types of financial assistance. We’ll ensure you get adequate protection.

All our policies will start with your state’s minimum insurance requirements. Depending on whether you live in Kansas City, Kansas or Kansas City, Missouri, these requirements might vary.

In Missouri, you must carry:

Liability Coverage:

  • $25,000 coverage per person
  • $50,000 coverage per accident
  • $10,000 property damage coverage

Uninsured/Underinsured Bodily Injury Coverage:

  • $25,000 per person
  • $50,000 per accident

The Kansas requirements are:

Liability Coverage:

  • $25,000 per person
  • $50,000 per accident
  • $25,000 property damage coverage

Uninsured/Underinsured Bodily Injury Coverage:

  • $25,000 per person
  • $50,000 per accident

Personal Injury Protection (PIP) Coverage:

  • $4,500 per person for medical expenses
  • $900 per month for one year for disability/loss of income
  • $25 per day for in-home services
  • $2,000 for funeral, burial or cremation expenses
  • $4,500 for rehabilitation expense
  • Disability/loss of income up to $900 per month for one year
  • In-home services up to $25 per day for one year

Still, we understand that you’ll likely need more coverage than just the basics. If you need higher liability limits, we can help. Want collision insurance or comprehensive coverage to pay for vehicle damage or need personal injury protection? Look no further.

We’ll calculate the value and risks attached to you and your vehicle. Then, we’ll help you choose expanded policy options to your benefit. Our decades of experience in the insurance industry make it possible for us to expertly pinpoint the right coverage for you at affordable costs.

We Offer SR-22 Certificates

If you commit certain driving offenses, such as DUIs, both Kansas and Missouri might require you to get an SR-22 filing. This form comes from your insurer and proves for the state DMV that you have insurance.

SR-22s might seem simple, but they are not a penalty you want to get. Some insurers will see SR-22s as signals that drivers are too risky to insure. They might raise your premiums or even cancel your policy. That’s a lot of hassle and lost money to deal with.

Auto Insurance Discounters believes all drivers should be able to get affordable coverage, regardless of their driving record, SR-22 requirements or any other mitigating factors. We’ll help you still get the most affordable coverage for your own needs. Don’t hesitate to contact us.

Other Insurance Coverage

Vehicles come in many shapes and sizes. We will gladly help you enroll in specialty coverage for your unique vehicles. We offer:

So, whatever you drive, rest assured you can have coverage. We even offer boat insurance.

Get Started Today

Let Auto Insurance Discounters make your experience a seamless one. Our team can usually issue policies quickly and conveniently. We can even insure you over the phone.

Kansas City residents, what are you waiting for? Get started now by filling out a quote form. Or you can call us at (866) 288-6545 for more information. We are here for you, and ready to help.

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