DUI Insurance in Kansas City, Missouri and Kansas City, Kansas
No one wants to get a DUI. Yet, if you make the mistake of drinking and driving, you might have to face the consequences. Some of these might involve your auto insurance eligibility. If you every face predicaments following a DUI charge, contact one of our agents. We’ll help you navigate through it.
What are the Penalties of DUIs?
While intoxicated, you cannot make decisions safely. You might also face lapses in judgement or sluggish reflexes. None of these will prove beneficial if you choose to drive. Thus, the police have a right to charge you with a DUI because of your irresponsible actions. You might face probation, license suspensions, SR-22 penalties and more. In the most severe cases, you might even face jail time.
Will DUIs Affect My Car Insurance?
A DUI will go on your driving record. It might even stay there indefinitely. Rest assured, your insurer will find out about it. To them, this will signal a huge increase in your risk profile. Consequences might result.
Depending on the nature of your offense, you might face some or all these penalties. Immediately contact your agent, and don’t try to hide the charge. Though it might create some inconvenience, your insurance agent can work with you to help you manage the penalties of the DUI.
Contact us today
Don’t hesitate to get a quote on a personalized auto insurance policy right now! Contact us at 866.288.6545.
Most insurers will raise your policy premium significantly following a DUI. That’s because they will now consider you at a huge risk of filing a claim.
Some insurance companies will not cover DUI recipients. Therefore, a DUI might trigger the cancellation of your policy.
After a DUI, you might no longer be able to qualify for certain policy options or limits.
Some states require DUI recipients to carry an SR-22 file. This is a form that attaches to your auto insurance. It verifies for the state that you have active coverage. If you get this penalty, you’ll have to keep active coverage for several years, and you’ll probably pay more.