Stop Paying Too Much for Insurance

Welcome to Auto Insurance Discounters:
Florida Auto, SR-22 & Motorcycle Insurance

Now all you've got to do is click submit and save! quote & compare to get started

Florida is a gorgeous state that has a lot to offer for people, no matter what age or career. Retirees, college students and children alike can find entertainment in Florida — whether they live there or simply visit for vacation.

For those living in Florida, dealing with vacationers on the roads can be at best an annoyance and at worst a danger. With a population of about 21,299,325, Florida is filled with drivers who must stay vigilant on the road.

If you need coverage, turn to Auto Insurance Discounters. We'll find you affordable auto insurance rates with one of our many top carriers.

How Do I Choose Car Insurance?

Deciding between policies and carriers is a big deal. While Auto Insurance Discounters handles a lot of the hassle for you, it's important to understand car insurance coverages and what affects your auto insurance rates. The cost of car insurance fluctuates depending on a variety of factors — including your age, location, credit score, driving record, the vehicle(s) being insured and more. Adding more coverage means higher premiums, but it also means you'll be covered for more than just basic liability. Generally, an auto insurance policy includes:

  • Comprehensive Coverage: If an accident not involving a collision results in damage to your vehicle, comprehensive coverage may help. It covers such incidents as fire, hail, windstorms, theft and vandalism.
  • Collision Coverage: This coverage helps after accidents involving a collision with an object or vehicle.
  • Bodily Injury Liability: This liability is required by most states. It provides compensation to the other driver and passengers after accidents that are considered your fault.
  • Personal Injury Protection: This coverage, known as PIP, provides compensation for you and your passengers for injuries resulting from a wreck, no matter who's at fault.
  • Property Damage Liability: If you damage someone else's property while operating an insured vehicle, property damage liability helps pay the cost.
  • Uninsured/Underinsured Motorist: If the other driver involved in a wreck doesn't carry enough insurance to pay for the damages they caused, uninsured/underinsured motorist steps in to pay for the damages.

What Is The Average Cost Of Car Insurance In Florida?

Florida drivers pay an average of $1,185 a year for auto insurance.

Which Types Of Car Insurance Are Required In Florida?

Florida requires its residents to carry property damage liability, bodily injury liability and personal injury protection.

What Counts As Full Coverage For Car Insurance In Florida?

In general, full coverage includes comprehensive, collision, bodily injury liability, property damage liability, underinsured/uninsured motorist, personal injury protection and windshield coverage.

What Is The Cheapest Car To Insure In Florida?

As of 2019, the cheapest car to insure in Florida is a Honda Odyssey LX.

Get Started Today

Auto insurance doesn't have to be complicated or expensive. Speak with a professional agent at Auto Insurance Discounters today and let us fine cheap auto insurance rates for your Florida vehicle. Call us at (866) 288-6545 or request an online quote today.

  • Hartford
  • Traders
  • Progressive
  • Travelers
  • Key Insurance
  • Cornerstone Group
  • GuideOne
  • Nationwide