☰ ˟
Auto Insurance Discounters
 
Call Us!
866.288.6545
Español
  • Home
  • Coverage
    • Automobile
    • Auto Liability
    • Boat
    • Business & Commercial
    • Collision
    • Commercial Auto
    • Commercial Property
    • Commercial Umbrella
    • Comprehensive
    • General Liability
    • Homeowners
    • Manufactured Home
    • Motorcycle
    • Personal Umbrella
    • Recreational Vehicle
    • Renters
    • Classic Car
    • Towing Insurance
    • SR-22
    • Uninsured/Underinsured Motorist
    • Workers Compensation
  • Quotes
    • Automobile
    • Boat
    • Commercial Auto
    • Commercial Property Insurance Quote
    • Homeowners
    • Motorcycle
    • Renters
    • SR-22
  • Service
    • Customer Service
    • ResourcesImage of right arrow
      • Frequently Asked Questions
      • Important Links
      • Insurance Glossary
      • Refer a Friend
      • Testimonials
  • Claims
    • Automobile
    • Boat
    • Business
    • Motorcycle
  • Blog
  • Payments
  • About
    • About Auto Insurance Discounters
    • About Independent Agents
    • Our Locations
    • Partners
    • Community Corner
    • Employment
    • Privacy Policy
    • Areas We ServeImage of right arrow
      • Bonner Springs
      • Lee's Summit
      • Liberty
      • Kansas City
      • Olathe
      • Overland Park
      • Oklahoma
      • Oklahoma City
      • Raytown, MO
      • San Antonio
      • St. Louis
      • Springfield
      • Texas
      • Houston, TX
      • Austin, TX
      • Topeka
      • Wichita
  • Contact
    • Contact Us
    • Customer Service
    • Join our Newsletter
Stop Paying Too Much for Insurance
Get Started
Home > Blog > Custom Motorcycle Insurance
WEDNESDAY, FEBRUARY 4, 2015

Custom Motorcycle Insurance

close up of motorcycleWe know you are proud of your motorcycle. You have worked hard to customize your bike and keep it in great condition. When you ride your bike, people notice because it's classy and it's different than all the other bikes one normally sees on the road. That is part of the joy in riding your bike.

We want to partner with you in being sure your custom motorcycle is covered with the right insurance. Your bike might be modified to the point it is considered a chopper instead of a motorcycle. Any old insurance won't work since general motorcycle insurance probably won't replace the customization on your bike.

What kind of insurance do you need?

First, you need liability insurance, which covers you in case you cause an accident in which someone else suffers injury and/or property damage. Every motorcycle rider must have liability insurance.

Second, you need insurance that will cover your custom accessories. Some insurance companies will include minimal custom coverage with comprehensive coverage. However, your custom bike likely needs more. You need custom accessory coverage for things such as electronic equipment, sidecars, trailers, custom paint, custom exhaust pipes and any other accessories that are unique to your bike.

Third, you need insurance that covers the replacement cost of your bike. That means working with your agent to determine the value of your custom bike. You can't find the value of your bike in a blue book, so you will have to work closely with an agent to find people who can give you the value of your bike.

To help with this process, you need to:
  1. Keep receipts for the custom parts you have added to your bike. If you threw those away, have a bike shop give you an estimated value for the custom parts. Save those receipts and valuations.

  2. Ensure your bike is considered safe to ride. Some states require riders to have bikes inspected by the DMV to ensure safety on roads. If you do this, make sure you get a written inspection to prove your bike is safe.

  3. Ensure your bike will be covered by insurance before you start modifying it. Some bikes just aren't insurable if the original frame has been cut or replaced or if they have been built from a kit.
Take pride in that bike you ride and talk with your independent insurance agent today to be sure you have enough coverage.

Cover your bike today. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City motorcycle insurance.
Posted 10:48 AM

Tags: insurance, motorcycle insurance, kansas city, missouri, kansas, safety
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(146)
  • auto insurance(141)
  • kansas city(99)
  • missouri(97)
  • auto insurance discounters(96)
  • tips(96)
  • safety(87)
  • kansas(84)
  • coverage(70)
  • car insurance(58)
  • sr-22 insurance(48)
  • commercial auto insurance(47)
  • motorcycle insurance(38)
  • savings(34)
  • business insurance(29)
  • boat insurance(18)
  • protection(15)
  • sr22 insurance(15)
  • costs(8)
  • driving(8)
  • maintenance(6)
  • rates(6)
  • business auto insurance(5)
  • liability(4)
  • policy(3)
  • hillcrest transitional housing(3)
  • summer(3)
  • requirements(3)
  • weather(3)
  • commercial auto(2)
  • motorcycle(2)
  • covid-19(2)
  • commercial insurance(2)
  • driving record(2)
  • collision(2)
  • christmas(2)
  • location(2)
  • new drivers(2)
  • advice(2)
  • comprehensive(2)
  • road trips(2)
  • assistance(2)
  • help(1)
  • older car(1)
  • santa claus(1)
  • storage(1)
  • st. paul's church lee's summit(1)
  • sr 22 insurance(1)
  • lyft(1)
  • coverage options(1)

View Mobile Version
  • Hartford
  • Traders

  • Dairyland
  • Progressive
  • Travelers
  • Key Insurance
  • Cornerstone Group
  • GuideOne
  • Nationwide
Our Locations
Home About Us Get A Quote Refer A Friend Contact Us
Independence, MO
1312 South Noland Rd. | Independence, MO 64055 | 816.252.2255
Kansas City, MO
1151 Cleaver II Blvd. | Kansas City, MO 64110 | 816.822.7722
Kansas City, KS
4038 State Ave. | Kansas City, KS 66102 | 913.371.2255
Facebook Twitter LinkedIn Google Maps YouTube TrustedChoice
❯