☰ ˟
Auto Insurance Discounters
 
Call Us!
866.288.6545 Get A Quote
Español
  • Home
  • Coverage
    • Automobile
    • Auto Liability
    • Boat
    • Business & Commercial
    • Business Interruption
    • Business Owners Policy (BOP)
    • Collision
    • Commercial Auto
    • Commercial Property
    • Commercial Umbrella
    • Comprehensive
    • Cyber Liability
    • Employment Practices Liability
    • Errors & Omissions
    • General Liability
    • Homeowners
    • Identity Theft Insurance
    • Landlord
    • Manufactured Home
    • Motorcycle
    • Non-Owned Car
    • Non-standard Auto
    • Personal Umbrella
    • Professional Liability
    • Recreational Vehicle
    • Rental Property
    • Renters
    • Rental Car
    • Classic Car
    • Towing Insurance
    • SR-22
    • Uninsured/Underinsured Motorist
    • Workers Compensation
  • Quotes
    • Automobile
    • Boat
    • Business Owners Policy
    • Commercial Auto
    • Commercial Property
    • Cyber Liability
    • Errors & Omissions Quote
    • Homeowners
    • Landlord
    • Motorcycle
    • Non-Owned Auto
    • Professional Liability
    • Rental Property
    • Renters
    • SR-22
    • Non-standard Auto Quote
  • Service
    • Customer Service
    • ResourcesImage of right arrow
      • Frequently Asked Questions
      • Important Links
      • Insurance Glossary
      • Refer a Friend
      • Testimonials
  • Claims
    • Automobile
    • Boat
    • Business
    • Motorcycle
  • Blog
  • Payments
  • About
    • About Auto Insurance Discounters
    • About Independent Agents
    • Our Locations
    • Partners
    • Community Corner
    • Employment
    • Privacy Policy
    • Areas We ServeImage of right arrow
      • Bonner Springs
      • Lee's Summit
      • Liberty
      • Kansas City
      • Olathe
      • Overland Park
      • Oklahoma
      • Oklahoma City
      • Raytown, MO
      • San Antonio
      • St. Louis
      • Springfield
      • Texas
      • Houston, TX
      • Austin, TX
      • Topeka
      • Wichita
  • Contact
    • Contact Us
    • Customer Service
    • Join our Newsletter
Stop Paying Too Much for Insurance
Get Started
Home > Blog > Do You Need Commercial Auto Insurance for Rented Vehicles?
FRIDAY, NOVEMBER 18, 2016

Do You Need Commercial Auto Insurance for Rented Vehicles?

delivery van Some businesses do not need to use a vehicle for delivery all of the time. You may need a special type or sized truck, though, for some tasks. If you own a vehicle and use it for your business, it is important to maintain a comprehensive and complete commercial auto insurance plan. If you do not own the vehicle, you may not need to have your own policy. However, there are limitations and key factors to keep in mind when choosing the right type of auto insurance and business insurance.

Rented Vehicles and Commercial Auto Insurance

If you need to rent a vehicle for your business for a one-time need, it is rarely necessary to obtain commercial auto insurance on that vehicle directly. If you rent it more frequently, though, it becomes more of an important investment than you may have previously considered. In most situation, infrequent use cannot require the need for a separate policy. In these cases, the existing insurance policy on the vehicle from the owner may provide financial protection for you should an accident or incident occur.

In some situations, you may want to purchase a secondary or complimentary commercial auto insurance, though. For example, if you are transporting goods, perhaps your inventory or a large amount of valuable equipment, you want to be sure that onboard asset also has ample financial protection. In this case, you may wish to turn to an auto policy for coverage that’s specific to the way you plan to use it.

In all cases, it is up to you, as the business owner, to check the existing auto insurance plan of any vehicle you plan to use. It should have proper coverage for your business activities, protect your drivers or other employees, and provide for enough contents insurance based on what you plan to transport (if anything). Most importantly, ensure there are no exclusions listed on the plan that would interfere with the way you plan to use the vehicle.

Business insurance is available to meet most of your needs for auto coverage. Talk to your agent to find out what the best way to protect your rental use is depending on who you rent from, how frequently, and the use.

We’ll help you find the right coverage. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City commercial auto insurance.
Posted 6:46 PM

Tags: insurance, commercial auto insurance, tips, safety, coverage
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • auto insurance(163)
  • insurance(146)
  • kansas city(99)
  • missouri(97)
  • auto insurance discounters(96)
  • tips(96)
  • safety(87)
  • kansas(84)
  • coverage(70)
  • car insurance(59)
  • sr-22 insurance(53)
  • commercial auto insurance(48)
  • motorcycle insurance(41)
  • savings(34)
  • business insurance(34)
  • boat insurance(19)
  • protection(15)
  • sr22 insurance(15)
  • costs(8)
  • home insurance(8)
  • driving(8)
  • maintenance(6)
  • rates(6)
  • business auto insurance(5)
  • liability(4)
  • commercial auto(3)
  • policy(3)
  • sr-22(3)
  • hillcrest transitional housing(3)
  • summer(3)
  • requirements(3)
  • weather(3)
  • motorcycle(2)
  • covid-19(2)
  • commercial insurance(2)
  • driving record(2)
  • collision(2)
  • christmas(2)
  • location(2)
  • new drivers(2)
  • advice(2)
  • comprehensive(2)
  • road trips(2)
  • assistance(2)
  • help(1)
  • recreational vehicle insurance(1)
  • older car(1)
  • santa claus(1)
  • storage(1)
  • st. paul's church lee's summit(1)

View Mobile Version
  • Hartford
  • Traders

  • Dairyland
  • Progressive
  • Travelers
  • Key Insurance
  • Cornerstone Group
  • GuideOne
  • Nationwide
Our Locations
Home About Us Get A Quote Refer A Friend Contact Us
Independence, MO
1312 South Noland Rd. | Independence, MO 64055 | 816.252.2255
Kansas City, MO
1151 Cleaver II Blvd. | Kansas City, MO 64110 | 816.822.7722
Kansas City, KS
4038 State Ave. | Kansas City, KS 66102 | 913.371.2255
Facebook Twitter LinkedIn Google Maps YouTube TrustedChoice
❯