Stop Paying Too Much for Insurance

shaking handsMany people aren’t familiar with SR-22 insurance forms is unless they need one. Typically, drivers who are a risk to insurance providers, as well as themselves, need an SR-22 certificate. 

Understanding How an SR-22 Affects Your Ability to Drive

To be clear, SR-22 isn’t auto insurance. SR-22 is a state-required form for individuals who may have received a ticket (or other penalty) while driving without insurance, under the influence and driving while intoxicated. For these individuals who have a risky driving history, the SR-22 forces them to take financial responsibility for their violations. 

Who Needs an SR-22?

When a driver has violated driving rules and regulations a number of times, they may receive a request to get an SR-22 form. The form isn’t a type of auto insurance, but it works in conjunction with your insurance. In fact, your insurance provider will submit proof to the state that you have the SR-22 form. Often, states require drivers to maintain their SR-22 certificate, even if they are moving out of the state.

How Do You Get an SR-22 Certificate?

Since driving is a privilege, you want to make sure that each time you are behind the wheel of your car, you are legally able to drive. For many people, an SR-22 may be their only chance at attempting to retain their licenses after they’ve had a few run-ins with police officers. If you receive a letter or a court document requesting that you provide proof of an SR-22, then your insurance provider can help you comply with the law. 

Purchase SR-22 Friendly Insurance

After making a few mistakes behind the wheel, no one wants to have their driving privilege taken away. In fact, given the opportunity, they may improve their driving skills over time. An SR-22 allows many people to continue to drive even though they’ve had serious traffic violations. 

Additionally, many insurance companies offer “SR-22” insurance for those individuals who are required to have SR-22. The insurance works just like a traditional auto insurance policy, but you may be required to pay more for your coverage.

We’ll help you get the right coverage. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City auto insurance.
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