Stop Paying Too Much for Insurance

close up of motorcycleBuying your first motorcycle denotes a hefty lifestyle change. Before taking the plunge, do your research and consider that factors involved in the decision. Here are a few topics to think about before rushing off to the dealership on a whim.
  • Type Of Bike: Consider your plans for your new motorcycle. Will you use it to commute to work, ride across town over the weekends or go on long road trips? Your intentions will help you determine the right type of bike that fits into your lifestyle. When considering your biker personality, it's important to remember that a very powerful engine might be too much for a novice biker to handle at first.
  • Budget: You should have a clear budget in mind before visiting dealerships. While some bikes sell for a few thousand dollars, other models have prices that are more comparable to cars. Even if you can afford a bike with a high price tag, many seasoned bikers recommend starting with a modest (or even used) motorcycle because it's not uncommon for novice riders to have an accident or two while learning the ropes. And remember, you should also factor motorcycle insurance into your budget.
  • Safety Gear: Another cost to factor into your overall budget is the price of safety gear. At the very least, you'll need a quality, well-fitted motorcycle helmet. For even more protection, you can purchase gloves, boots with ankle reinforcement, ventilated jackets, body armor, eye protection and more. Even in the heat, your safety should take priority.
  • Test Drive: Don't settle for a bike just because it has glowing online reviews. Take your time at the dealership. Sit on the models that grab your attention and consider their feel and their weight. Test drive your top picks so you know which model best suits you.
  • Safety Course: Taking a motorcycle safety course teaches you the basics about vehicle operation and road safety. Armed with this knowledge, your insurance provider may offer you a coverage discount since you've proven your dedication to safety.
Wondering how much motorcycle insurance will cost on top of the bike itself? Contact an agent for a free quote on the bike you've got your eye on.

We've got you covered. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City motorcycle insurance.
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Kyle Winters said...
It really is important to remember to factor safety gear into your motorcycle budget. As the article points out, at the very least youll need to buy a helmet. You want to keep this in mind as it might effect how much you can actually afford to spend on the bike.
WEDNESDAY, APRIL 19 2017 6:25 PM
Taylor Bishop said...
Im glad that this article mentioned that safety gear should be factored into a budget, especially to just have a helmet at the very least. In my opinion, safety gear should always be considered for any type of purpose. After all, you never know when an accident can happen. Its best to be prepared for anything and everything, especially when it comes to driving.
MONDAY, JULY 24 2017 8:32 AM
Callum Palmer said...
It really is helpful to have a budget already planned out before you start looking for a motorcycle. After all, having the right budget in mind will keep you from getting overwhelmed and spending too much money when buying the bike. Of course, there are other things like insurance and gas that you need to keep in mind as well when youre making this initial budget.
TUESDAY, OCTOBER 17 2017 6:48 PM
Jocelyn McDonald said...
My dads birthday is coming up, and he mentioned that he would love a motorcycle as a gift. Hes never owned a motorcycle before, so you article about the best cycle for first time riders was very helpful. You mention that type of bike is important, and that a powerful engine might be too much for first time biker, and Ill be sure to keep this advice in mind when choosing a cycle for my dad.
WEDNESDAY, MAY 23 2018 11:17 AM

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