Stop Paying Too Much for Insurance

repairing a carJust as important as your car’s ability to get from point A to point B is your car’s ability to stop when you step on the brake pedal. To maintain the ability to come to a clean stop, you’ll need to have your car’s brake system regularly inspected by a qualified mechanic. Chances are, you’ll have to replace your brake pads a few times over the years. What are brake pads?

Brakes pads are the reason your car is able to stop. When you press on the brake pedal, the brake pads apply friction against a metal disc or drum that halts the vehicle. Because of this friction, brake pads wear down over time. However, the amount of time it takes the pads to wear is dependent on how you drive. Someone who drives frequently through high-traffic areas may find that their brake pads wear down faster than someone who drives less frequently and/or in more rural areas.

Your car’s owner manual lists recommended routine maintenance, which may include brake inspections. But as a rule of thumb, you have ask your mechanic to take a look at the brake pads each time you have the tires rotated. This allows the mechanic access to visually inspect the thickness and condition of the brake pads and other brake hardware.

There are other warning signs that indicate your brake pads may need attention. Some of these include:

A screeching sound when brakes are applied

Any audible grinding or squealing

A longer stopping distance

Pulsations through the brake pedal

A lower brake pedal that sits closer to the floor

If you notice any of these signs, bring your car to a mechanic to see if your brake pads (or anything else) needs attention. Maintaining your car helps you stay safer while driving, which reduces your chance of filing an auto insurance claim. But if the need to file a claim does arise, our agency is here to support you.

Need assistance? Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City auto insurance.
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