Stop Paying Too Much for Insurance

Couple on a MotorcycleDo you have a vintage motorcycle that you and your friends admire? It's probably quite valuable and expensive to repair. Being proactive with maintenance and storing your bike safely in a garage or shed is a good first step toward comprehensive protection.

We know you take special care of your vintage motorcycle, but does that special care extend to your motorcycle insurance? Most motorcycle insurance policies are written for newer rides, so this is where you need to have a conversation with your independent insurance agent. In that conversation, be sure and cover these points:
  • Value: What is the agreed value and how was it decided? To you, the motorcycle is very valuable. But to someone else, it might not be. Market value might not be as easy to determine as it is with a newer bike, particularly if your bike is over 25 years old. Be sure you have the agreed value on your policy and statements on how it was determined.
  • Liability: It is very important you have liability insurance even though you may only ride your vintage motorcycle once in a while. You want to be sure you are covered if there is an accident and someone is injured or if property is damaged. Odds are, you take friends for rides, so this liability coverage will ensure they are taken care of if there is an accident.
Hit the road with peace of mind knowing you have great coverage to protect your vintage motorcycle.

Protect your classic vehicle. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City motorcycle insurance.
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