Stop Paying Too Much for Insurance

YachtHundreds of people die in boating accidents every year and over 80 percent of them were not wearing life jackets. You may think lifejackets look strange, but they're designed to keep you afloat and they have been proven to save lives. So how do you use a lifejacket?

First, you must select the appropriate lifejacket for your needs. Adults and children need to be fitted with the proper size; children can slip out of adult-sized lifejackets and should never wear them. Today's lifejacket options are many, with some that are made of thick foam, some that are thin and flexible, some that are built into fishing vests and some that inflate once they hit the water. This allows everyone to choose what they're most comfortable wearing. Many people prefer Type III lifejackets, which fit like a normal vest with arm holes. However, Type I lifejackets should be worn in rough water where rescue operations may be difficult.

Whatever type of lifejacket you select, don it either over your head or around your torso like a vest. Be sure to fasten clips and close zippers, which are usually found on the front portion of the lifejacket. Then check the fit, which should be nice and snug. Stand with your hands in the air and have a friend tug on the lifejacket using an upward motion; if it rides up, it’s not snug enough.

For the highest level of safety, wear a lifejacket whenever you're on the water. You never know when an accident might occur and putting on a lifejacket is much easier when you aren't already in the water. Children especially should wear lifejackets during boating activities.

Lifejackets should be stored in a place that is easily accessible and there should be one for each person on board. Each year, test your lifejackets for buoyancy and check them for any wear, fading or waterlogging. Replace as necessary.

Don't forget about protecting your watercraft. Call Auto Insurance Discounters at (816) 252-2255 for more information on Kansas City boat insurance.
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