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No one wants to get an SR-22 requirement. This certificate could increase your auto insurance risks and cost you more money. But, the good news is that SR-22s are not permanent penalties. These certificates often serve as cautionary (though costly) warnings. READ MORE >>

If you live in an SR-22 state, you may know that you need to steer clear of penalties that carry an SR-22 requirement. An SR-22 may negatively impact your ability to afford auto insurance. It also effectively labels you as a high-risk driver for a given period of time. READ MORE >>

What happens when your engine fails? Or your battery dies? Vehicle breakdowns are often inconvenient and a financial strain on owners. Parts may wear out. Systems may die and need replacement. This is just a consequence of using your vehicle on a daily basis. READ MORE >>

You're driving down the road when your engine cuts off suddenly. Your tires collapse, and steam appears under the hood of your car. These strange occurrences are signs that your car has broken down. On-road breakdowns are extremely dangerous. They could pose accident risks, and lead to injuries or vehicular damages. READ MORE >>

Businesses with their own fleet of vehicles often need commercial auto insurance. These policies cater specially to the needs of business drivers. For this reason, they often differ from personal auto policies. However, no two commercial auto insurance policies are alike. READ MORE >>

If you own a business, you likely put a lot of effort into serving your customers. This might include spending a lot of time on the road delivering your services. And if you drive during the course of business operations, you need the right auto insurance to protect your company. READ MORE >>

If you're a new driver, you'll likely need to carry insurance. Car insurance is a vital component of vehicle operation. However, which policy should you choose? Careful research can help you get the correct policy. Understanding Your Risks as a New Driver READ MORE >>

New drivers pose a risk on the road. Inexperience often increases the chances of an accident or vehicle breakdown. This means means insurance companies are more likely to need to step in and cover incidents involving new drivers. If someone is learning to drive in your home, it's important to give this careful consideration. READ MORE >>

If you've received an SR-22, you might see changes in your car insurance coverage. It is easy to understand why SR-22 requirements can be a bit of a hassle. An SR-22 status indicates you are a high-risk driver, so SR-22 requirements help protect other drivers and insurers from the enhanced risk you present. READ MORE >>

Drivers who carry SR-22 certificates are deemed high-risk when they hit the road. But, even if you have an SR-22, there are ways that you can lower your on-road risks. SR-22 requirements generally come after serious traffic violations such as DUIs, at-fault wrecks or multiple speeding tickets. READ MORE >>

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